Think Twice Before Taking Early Social Security

A blue and white logo of the social security administration.


Many people take Social Security at the earliest possible time rather than waiting until their official retirement age, which can cost them over $100K over the remainder of their lifetime.  Recessions and a jump in early Social Security claims go hand-in-hand, according to the Center for Retirement Research at Boston College.  According to Chicago’s Becker Friedman Institute, there’s been a 7% increase in the number of Americans who retired after the pandemic.  Edgar Freeberg, 66, said he had planned on waiting until he was 70 to claim Social Security.  “I was going for the 70 thing,†he told USA Today.  But after his job was outsourced, he felt he had no other choice.  Statistics show that filing at age 62 the average household loses out on about $111,000 in lifetime benefits.  Here in Monterey, Social Security payments top the national average by a high margin in the wealthier pockets like Carmel and Pebble Beach.  But if you are not on the high end of the wage earning spectrum, it may pay to wait to file.

https://www.usatoday.com/story/money/2020/09/29/social-security-took-checks-early-because-covid-you-get-do-over/3567304001/

Monterey, CA Coronavirus Update From A Carmel Caregiver : Alzheimer’s & Dementia Huge Risk Factors

A purple square with the words " the end of alzheimer 's starts with me ".


There were 63 new COVID-19 cases announced for Monterey County, bringing the total up to 40,971 and three new deaths were reported.  Nationwide, the number of cases are going down.  There were less than 100K new cases, for a total of 27.193 million.  Deaths rose by 4,472 to 471,97.  However, new research found that, sadly, those with dementia are more likely to be hospitalized than people who are the same age without dementia.  The analysis of nearly 62 million electronic medical records in the U.S. also found that Black people with dementia were at very high risk of getting COVID-19.  Researchers said that the data could not be explained entirely by common characteristics common to people with dementia (old age, living in a nursing home and having conditions like obesity asthma, diabetes and cardiovascular disease).  Taking into account those risk factors, those with dementia were still twice as likely to get coronavirus than their counterparts at the same age without dementia.  In California, there were a hefty 11,853 new cases (less than half of the prior day’s total of 26,660) for a total of 3.446 million, while deaths rose by 700 to 45,232.  Please stay home and stay safe.

Please visit us at www.familyinhomecaregiving.com

 

https://www.nytimes.com/2021/02/09/health/covid-dementia-risk.html?campaign_id=9&emc=edit_nn_20210209&instance_id=26954&nl=the-morning&regi_id=105425463&segment_id=51349&te=1&user_id=0fafdefaa53c0a82473acdaa719a0aac

Monterey, CA Elder Abuse Alert : Customer Service Scams

A pile of money sitting next to stacks of cash.


AARP Bulletin had an elder abuse alert for our area.  The article profiled a 75-year old man who saw a charge on his credit card that he didn’t recognize for Amazon Prime.  He did a google search for Amazon’s phone number and called the number, which turned out to be fake.  They asked him to confirm his credit card number, as well as his Social Security number.  “Scammers will buy and place fake ads that often elude the filters for the online search engines,†Colorado Attorney General Phil Weiser told AARP Bulletin.  They also tricked him into buying gift cards.  “When people are searching for customer service numbers, they are in a hurry and quickly scan for the first phone number they see,†he said.  Scammers are targeting Monterey County, and in particular rich pockets like Carmel-by-the-sea and Pebble Beach.

Monterey, CA Coronavirus Update From A Carmel Caregiver

A close up of the word coronavirus with an image of a virus


There were 376 new COVID-19 cases announced for Monterey County, bringing the total up to 40,908 and two new deaths.  Nationwide, the number of cases are going down.  There were 92,739 new cases, for a total of 27.096 million.  Deaths rose by 4,006 to 466,625.  In California, there were a hefty 26,660 new cases for a total of 3.433 million, while deaths rose by 544 to 40,908.  Please stay home and stay safe.

 

Monterey, CA Join CHOMP’s Exercise Smart For Diabetes Management Class

Three older women are holding pink dumbbells.


Community Hospital of the Monterey Peninsula, CHOMP, has a number of helpful classes, with one focusing on how to exercise to keep your Diabetes under control.  Learn how exercise can aid in diabetes management and get tips for safe, effective exercise.  The information you receive will include an overview of diabetes and special considerations for exercise for those with diabetes.  To register, go to www.chomp.org/classes.

Carmel, CA Elder Abuse Alert : Customer Service Scams

An older woman holding a pink string in her hand.


AARP Bulletin had an elder abuse alert for our area.  The article profiled a 75-year old man who saw a charge on his credit card that he didn’t recognize for Amazon Prime.  He did a google search for Amazon’s phone number and called the number, which turned out to be fake.  They asked him to confirm his credit card number, as well as his Social Security number.  “Scammers will buy and place fake ads that often elude the filters for the online search engines,†Colorado Attorney General Phil Weiser told AARP Bulletin.  They also tricked him into buying gift cards.  “When people are searching for customer service numbers, they are in a hurry and quickly scan for the first phone number they see,†he said.

Pebble Beach, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available

A nurse is helping an elderly woman to get out of her wheelchair.


Pebble Beach,  CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gilroy, Gonzalez, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill, Pacific Grove, Paicines, Pacific Grove, Prunedale, Salinas, San Juan Bautista, Seaside, Soledad and Tres Pinos

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

 

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.

Aegism And Hostility Towards Seniors Most Prevalent In Southeast, But California Also Is High On The List

A woman looking out of the window at her home.


A recent study from all 50 states found that implicit bias—a subconscious negative attitude—against older people was most prevalent in the country’s southeastern states, including New Jersey, the Carolinas and Florida.  The findings were based on responses of 803K people ages 15-94 who completed a test involving photos of young and old people and words associated with those images.  Unfortunately, California didn’t score well, scoring two out of five on a 1-5 scale where 1 is the most biased. Authors of another study which was published in November found that survey respondents who were more hostile toward older people and considered them to be a drain on the economy and health-care system washed their hands less and didn’t believe in social distancing.

 

https://www.wsj.com/articles/worried-about-ageism-where-you-live-matters-11612198542

Monterey, CA Coronavirus Update From A Carmel Caregiver : Heart Disease A Big Worry

A close up of a cell with viruses inside


There were 69 new COVID-19 cases announced for Monterey County, bringing the total up to 40,532 and one new death.  Unfortunately, we are starting to see more and more post-COVID-19 recovery problems.  In a recent survey in the Journal Circulation, the American Heart Association predicted a surge of cardiovascular deaths and disease in the months and years to come.  “We don’t have a lot of well-vetted data up to the minute on the cardiovascular impact of COVID because we are living through the pandemic now,†said Dr. Mitch Elkind, president of the AHA and a professor of neurology and epidemiology at Columbia University.  Nationwide, there were 129,592 new cases, for a total of 26.898 million.  Deaths rose by 3,663 to 460,849.  In California, there were 11,061 new cases for a total of 3.395 million, while deaths rose by 446 to 43,631.  Please stay home and stay safe.

Please visit us at www.familyinhomecaregiving.com

 

https://time.com/5936029/covid-19-heart-disease-rise/

Price Increase Is Higher Than Inflation For Many Drugs Covered By Medicare

A building with the capitol in the background.


President Joe Biden made a campaign promise to limit big pharma’s price increases on prescription drugs to no more than inflation—and now is the time to make good on that promise.  A new study found that half of all Part D-covered drugs had list price increases above inflation between 2018 and 2019, and the median list price was rose 6.4%, or 3.5x the rate of inflation.  List prices increased by 10% or more for 14% of all Part D-covered drugs during the same time period.  Another 36% had price increases above the price of inflation but below 10%.  Enough is enough!

https://www.kff.org/medicare/issue-brief/price-increases-continue-to-outpace-inflation-for-many-medicare-part-d-drugs/?utm_campaign=KFF-2021-The-Latest&utm_medium=email&_hsmi=109729367&_hsenc=p2ANqtz-_AXZh_W4n-D3VWBrKFXA_-0CRmkqxJKKUBlsKb-Niya4Pm8n01_t5IeraBLE3Zpsy3RsZYHP36wk4qheGXbVKI1qPPUQ&utm_content=109729367&utm_source=hs_email