Searching For The Fountain Of Youth : What Does It Take To Become A Centenarian : By Derek Baine

An older woman with a gray hair sitting in front of trees.


For decades, people have been searching for the fountain of youth, not just to look good but to try and avoid the inevitable—death.  There is a field of scientists called biogerontologists that are working in a fast-developing field to not only maximize the average lifespan, but also to increase the “healthspan,†which is the number of years we spend free from disease, disability and impairment.  Humans go through the aging process in a different manner than some animals, which may provide clues to growing older gracefully.  Every year a human is alive, their risk of dying increased by 10%.  In your 30’s, for instance, your odds of dying in any given year are less than one in 1,000.  However, this 10% compounding effect adds up quickly.  Tortoises, some kind of salamander and fish and burrow-dwelling rodents called naked molerats all have a risk of death unrelated to how long they have been alive.  This phenomenon is called “negligible senescence†and is being studied avidly by scientists.

https://www.wsj.com/articles/the-best-remedy-for-our-diseases-aging-less-11618003335

Salinas, CA Don’t Let COVID-19 Prevent You From Regular Skin Cancer Checkups

A man with his back turned on the beach.


Coronavirus may be keeping you from going to the doctor as much as you need to.  However, telemedicine makes it easy to see a doctor.  Even dermatologists are now available via videoconference.  A company called DermTech is transforming telemedicine to detect skin cancer.  According to the American Cancer Society, melanoma has a 99% five-year survival rate if caught early.  However, this survival rate drops to 65% if it has spread locally and 25% if spread distantly.  If you are looking for a great local dermatologist, I recommend Joe Rheim.  Give him a call at 931-373-4404.  For more information, go to https://dermtech.com/

https://www.futureofpersonalhealth.com/skin-health/understanding-preventing-and-identifying-skin-cancer-this-winter/

Pebble Beach, CA Genworth Long Term Care LTC Premiums To Go Up


One of the few remaining companies in the long-term care industry, Genworth, sent out a brochure to policy holders signaling rate hikes are coming.  Said the company:

Our policies are generally held for 30-40 years, which means when they were initially priced, a lot of assumptions were made future costs for claims that would be made decades later.  Many of those assumptions were incorrect because the cost of and demand for care have both skyrocketed since.  Insurance companies, including us, have had significant losses as a result.  Many have left the business.  Despite losing $3.6 billion on our older legacy policies, we’ve decided to stay in the business and file for rate increases on these older policies and select newer ones to cover the cost of future claims.  To learn more, call 1-888-479-6889 or go to Genworth.com/LTCpremiums

Pacific Grove, CA Don’t Let COVID-19 Prevent You From Regular Skin Cancer Checkups

A person holding a stethoscope in their hand.


Coronavirus may be keeping you from going to the doctor as much as you need to.  However, telemedicine makes it easy to see a doctor.  Even dermatologists are now available via videoconference.  A company called DermTech is transforming telemedicine to detect skin cancer.  According to the American Cancer Society, melanoma has a 99% five-year survival rate if caught early.  However, this survival rate drops to 65% if it has spread locally and 25% if spread distantly.  If you are looking for a great local dermatologist, I recommend Joe Rheim.  Give him a call at 931-373-4404.  For more information, go to https://dermtech.com/

https://www.futureofpersonalhealth.com/skin-health/understanding-preventing-and-identifying-skin-cancer-this-winter/

Start Up Cleerly Aims To Shake Up Heart Disease Treatment In The U.S. : By Derek Baine

A stethoscope and heart on the table.


650K Americans will die from heart disease this year, and more than half of them—roughly 490K—won’t have seen it coming.  That’s because about 60% of people who have a heart attack have no prior symptoms.  Dr. James Min, a cardiologist, is hoping to change these statistics at his start-up Cleerly, which will use machine learning to help doctors personalize heart disease treatment plans before patients end up in the ER.  He calls his company’s approach â€precision prevention.â€Â  Dr Min says that the market opportunity is massive, with more than 100 million Americans at risk of having a heart attack.

https://www.forbes.com/sites/katiejennings/2021/06/21/this-ai-startup-raised-43-million-to-save-lives-and-money-by-treating-heart-disease-earlier/?cdlcid=607e1442fe2c195e916f3bb4&utm_campaign=dailydozen&utm_medium=email&utm_source=newsletter&sh=2f1977e859bd

 

Monterey County Elder Justice Summit Will Be Held On June 30

A group of people giving thumbs up to the camera.


Don’t miss out on this year’s Elder Justice Summit which will be held on Wednesday, June 30 from 9:00 a.m. to 12:00 noon. The Keynote Speaker is Ashton Applewhite, author of This Chair Rocks: A Manifesto Against Ageism. Click on the link below to register for this event which is sponsored by the Area Agency on Aging, amongst others.

https://montereycty.zoom.us/webinar/register/WN_Qhst8E2gS6yM-evmOl6pnw

 

Is the 4% Rule For Retirement Outdated? By Derek Baine

A jar of coins with the word retirement written on it.


For decades, many financial planners advising retirees have recommended using the 4% rule.  It states that if you withdraw 4% of your portfolio each year in retirement, your nest egg could last 30 years or longer.  The problem is, if you enter retirement when the stock market is tanking and start withdrawing 4% each year while we are in a bear market, your portfolio may evaporate very quickly.  Some investment advisors are now recommending taking out less than the 4% in down markets and more during good markets.  San Francisco financial advisor David Yeske uses rules based on research done by Jonathan Guyton and William Klinger in the 200’s and he says that because of its flexibility, his clients are able to take out 5-6% in good years. However, in down years there will be some belt tightening so retirees need to figure out which expenses they can cut during down years.

https://www.wsj.com/articles/retirement-nest-egg-11617929631

Carmel, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available

A nurse is smiling next to an older woman.


Carmel, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel-by-the-sea, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Prunedale, Salinas, Seaside and Soledad

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Carmel, CA Keep Your Immune System Strong With A Mediterranean Diet

A farmers market with fresh vegetables and fruits.


With coronavirus keeping many people from being active, keeping your immune system healthy is critical.  There are a number of things you can do such as getting enough exercise, not smoking, staying hydrated, having quality sleep time and eating a healthy diet.  Sticking to a Mediterranean diet is a good way of keeping your good health, and it’s delicious.  A study published in the journal Frontiers of Physiology found that healthy people aged 65-79 who ate a Mediterranean diet and took 10 micrograms of Vitamin D daily for a year were able to help offset age-related declines in immunity.  The Mediterranean diet involves eating a lot of vegetables, fruit, nuts, whole grains and one ounce of food daily.  Stay away from red meats and instead eat salmon and other fish, with modest portions of egg.  Olive oil is the fat of choice, and a glass or two of red wine each night tops of the meal.  Check out the local farmers market here in Monterey—they will even deliver!

https://www.cedars-sinai.org/blog/boosting-your-immune-system.html

Healthy Heart Tips For Seniors From AARP : By Derek Baine

A doctor and patient looking at a book


AARP.org has some great tips for keeping your heart healthy, starting with the simple advice to brush and floss regularly.  Swollen or bleeding gums can lead to microorganisms traveling into the bloodstream, which can cause inflammation and heart damage.  Older adults who skimped on oral hygiene were 20 to 35 percent more likely to die during a 17-year study done by  University of Southern California researchers.  Also, doing 10 minutes of resistance training each morning can go a long way.  In a study which was published in the Journal of the American Heart Association, women (average age of 62) who did just 20 to 59 minutes of muscle-strengthening exercises each week were 29% less likely to die during a 12-year study than those who did none.  There are also simple alterations that you can do to your diet which will help a lot.  For instance, try replacing half the butter in your baking recipes with mashed avocado.  Replacing saturated fats with MUFAs can help lower LDL (bad cholesterol).  Try eating more bananas!  A diet rich in potassium can help offset some of sodium’s harmful effects on blood pressure.  (AARP Bulletin Volume 62, Number 4, Page 13).