Prunedale, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available

A woman sitting next to an older person.


Prunedale, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Certified Nursing Assistant CNA or HHA Designation A Plus (Also Aromas, Big Sur, Carmel-by-the-sea, Carmel, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Seaside, Soledad and Watsonville

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

 

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

 

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Pebble Beach, CA Financial Mishaps Can Be Signs Of Dementia And Alzheimer’s Disease

A purple background with the alzheimer 's association logo.


I wrote previously on my blog about the Alzheimer’s Association’s list of “Causes and Risk Factors For Alzheimer’s Disease†and I saw a follow up article the New York Times posted today stating that financial mistakes may be an indication of dementia.  This may seem like a no-brainer, but if you have a relative who is in charge of a large amount of money who has early-onset dementia, this could be very dangerous.  In fact, they could lose everything.  The article did a deep dive into Maria Turner, who saw a red pick up truck she liked on eBay, clicked on a button and spent $20,000.  The next morning she woke up having no recollection of having bought the truck.  The experience scared Maria, a critical care nurse.  “I made a joke out of it, but it really disturbed me,†she told the NYT.  Six years later, at the age of only 53, she had to see a doctor after she had binged on everything from garden gnomes to shoes.  Doctors told her that imaging of her brain showed all of the hallmarks of chronic traumatic encephalopathy, a degenerative disease.  It could have been caused by injuries in her youth falling from horses, but doctors said there was evidence she was developing Alzheimer’s disease and frontal lobe dementia.  This is a sad story, but not a new one. Regular readers of my blog know that both my father and grandmother had this terrible disease when they passed away.  There are wonderful people at our local chapter of Alzheimer’s Association in Ryan’s Ranch.  They also have a 24-hour hotline if you need support at 800-272-3900.

https://www.nytimes.com/2021/04/29/business/alzheimers-dementia-personal-finance.html

Give The Gift Of A College Education To Your Grandchildren, And Do It Tax Free


When doing your estate planning, if you plan to include your grandchildren in your estate, consider giving them some of the money sooner rather than later so that they can get a good college education.  In 2021, you can give up to $15K ($30K with a spouse) to anyone, with no limit on the number of recipients or tax consequences, for either you or the person receiving the gift.  You can consolidate five years of giving into a $75K gift payable over five years, according to the IRS.  If the tuition is paid directly to the school, you can give an unlimited amount tax-free without having to file a gift tax return.  The funds can be used for tuition only, not books, supplies or room and board (Kiplinger’s Retirement Report, August 2021, P11).

Carmel, CA Online Scams Abound : Elder Abuse Fundraising Scams Abound

An old woman with a bruised eye and hand on her face.


There was a sad story in The New York Times recently about how some fundraisers—including many politicians—trick people (particularly senior citizens) into donating more than they want to.  The story profiled Steve Vaughn, who started to go through his fathers bank statement after he died and was shocked to see 400 donations totaling more than $11K over just a four month period.  There were donations to Donald J. Trump, Mitch McConnell, Tim Scott, Steve Scalise and many others.  There were notes with the bank statements showing the 90-year old had repeatedly try to dispute the charges with his credit card company—all to no avail.  Here is how the scam works.  Fundraisers will call you and ask you for a donation and once you agree, they will enter them into the system as a recurring payment.  Instead of taking a fixed amount, say $100, out of your account, they will take out $100 every month or sometimes every week.  They are hoping people aren’t diligent about going over their bank statements, so pay attention!  Many of them are targeting high-income areas of Monterey County like Carmel, Pacific Grove & Pebble Beach.

https://www.nytimes.com/2021/06/26/us/politics/recurring-donations-seniors.html

Carmel, CA Family Caregivers Face Heartbreaking Journey With Alzheimer’s Disease, Often Ending Up In Hospice

A person holding hands with another person in bed.


There was a heart breaking article in the Wall Street Journal recently. It featured Nick Clement, age 78, who has cared for his wife Lucy for the past decade. Lucy has Lewy body dementia as well as Alzheimer’s disease. Nick wanted to take care of his wife, however, he quickly found out how difficult it is taking care of someone who is slipping rapidly into dementia. As her disease progressed, she was unable to brush her teeth or comb her hair, so Nick did that too. He said that some friends stopped calling, which can be heartbreaking. Eventually, after Lucy had dropped from https://www.homecaremag.com/june-2021/buzz-vibration-therapy125 pounds down to 90, it took its toll on Nick who was gaunt and depressed. He had to call in hospice which took over Lucy’s care. Hospice asked Nick if he had told Lucy it was OK for her to go. He had not, but went to her room and looked into her eyes and told her he would be alright, it was OK to go. Sadly, she died the next morning. Unfortunately, most of us will have to go through this with a family member. If you need help, CHOMP has a service called Hospice of the Central Coast, as does the Visiting Nurses Association (see links below). Please reach out for help if you need it, they both have compassionated caregivers.

https://www.montagehealth.org/care-treatment/hospice/

https://ccvna.com/

https://www.wsj.com/articles/one-familys-lessons-learned-from-a-decade-of-caregiving-11623691961

 

Is It Too Late To Buy Life Insurance?

A stethoscope laying on top of papers.


Many seniors believe that they are at an age at which they have passed life insurance eligibility.  Although most major life insurance policies require health underwriting (many smaller policies do not) and they won’t automatically deem you ineligible for insurance if you have pre-existing conditions, but you will pay more.  For instance, a 70-year-old male in excellent health would pay an average of $3,295 with a $100K death benefit, while an applicant with a condition like controlled diabetes might pay about $5,449 per year.  Before applying, experts recommend that you proactively manage your health.  For example, if you have high cholesterol, bring it down through medication and diet.  You can even pay to have a blood test run prior to applying to make sure your medical condition is under control (Kiplinger’s Retirement Report, August 2021, P8).

Marina, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Certified Nursing Assistant CNA or HHA Designation A Plus

A heart shaped word cloud with words related to caregiving.


Marina, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Certified Nursing Assistant CNA or HHA Designation A Plus (Also Aromas, Big Sur, Carmel-by-the-sea, Carmel, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Prunedale, Seaside, Soledad and Watsonville

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Explaining Spousal Social Security Benefits

A blue and white logo of the social security administration.


Spousal Social Security benefits can be hard to decipher, so I was glad that Elaine Floyd, the director of retirement and life planning at Horsemouth, sat down with USA Today reporter Robert Powell to explain some of the innuendos.  “What we seem to be dealing with most these days are people who want spousal benefits and don’t understand the conditions under which they can receive them,†she said.  Here are some tips:

  • The higher earner must file first—this hasn’t always been the case. You can’t claim a spousal benefit until your spouse has claimed their own benefit.  Before the Bipartisan Budget Act of 2015 became law, a dependent or the lower earning spouse could claim a benefit right away and take advantage of something called the file-and suspend strategy.  That loophole is gone.  You’re not eligible for a benefit until you are age 62 or have a qualifying child under your care.
  • You can’t receive a spousal benefit unless your own benefit is less than 50% of your spouse’s benefits. There is an exception for those born before January 2, 1965.  Those individuals can claim a spousal benefit and then claim their benefit as late as age 70.
  • The spousal benefit can be as much as half of the higher earner’s “primary insurance amount,†or PIA. If a spouse files for a spousal benefit before reaching full retirement age or FRA, he or she, unless caring for a qualifying child, will receive a reduced benefit.
  • Spousal benefits are only paid until the death of the first member of the couple.

 

https://www.usatoday.com/story/money/personalfinance/retirement/2021/08/01/retirement-5-things-to-know-about-social-security-spousal-benefits/5430601001/

Pacific Grove, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Certified Nursing Assistant CNA or HHA Designation A Plus

A woman talking to another person in a room.


Pacific Grove, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Certified Nursing Assistant CNA or HHA Designation A Plus (Also Aromas, Big Sur, Carmel-by-the-sea, Carmel, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gonzalez, Greenfield, King City, Marina, Monterey, Pebble Beach, Prunedale, Seaside, Soledad and Watsonville

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Salinas, CA Exercise Is Critical For Those With Early Onset Alzheimer’s

An older woman holding a pink string in her hand.


We have written repeatedly on our blog about the importance of proper nutrition, social interaction and exercise is key to keeping the mind and body healthy for seniors.  A new study from Arizona State University Edison College of Nursing and Health Innovation had participants either ride a stationary bike or do stretching exercise for six months.  Those who took part in the regular exercise program had significantly less memory loss than those who don’t follow a particular exercise regimen.  The results were published in the Journal of Alzheimer’s disease. Regular readers of my blog know that both my father and grandmother had this terrible disease when they passed away.  There are wonderful people at our local chapter of Alzheimer’s Association in Ryan’s Ranch.  They also have a 24-hour hotline if you need support at 800-272-3900.