Carmel, CA Elder Abuse Alert : Fed Ex And UPS Tracking Alerts Could Be Fake : By Derek Baine


Unfortunately, elder abuse scams continue to abound.  The latest; fake package notifications from Amazon.com, FedEx, UPS and others.  With e-commerce sales hitting an all-time high due to the coronavirus, more and more email delivery alerts are popping up but they may not all be legitimate.  Fake email messages often contain the logo of the shipping company, making them look more legitimate.  Getting you to click on a link is the main objective of these scams.  Others send an attachment with malware in it, so never click on an attachment from an unknown sender.  Most come with a call to action such as purporting there is a problem with the shipping address or the payment method, attempting to get you to click through.  Always go to where you made the purchase to check on the order status.

https://www.bbb.org/article/news-releases/20283-scam-alert-dont-be-fooled-by-a-fake-package-delivery-scam

Affordable Care Act ACA Premium Subsidy Extended : By Derek Baine

A person holding a stethoscope in their hand.


Millions of Americans between the ages of 50 and 64 will qualify for help with premiums on health insurance through the Affordable Care Act (ACA) marketplace, and they have until August 15 to enroll.  It’s designed to help people who lost their health insurance because of the job losses created during the COVID-19 pandemic.  New subsidy rules will decrease monthly premiums for many insured through the marketplace by an average of $50.  AARP research found that 5.6 million adults who are over 50 but not old enough to enroll in Medicare do not have access to coverage through their job or a public program.

Carmel, CA Estate Planning In A Coronavirus World : By Derek Baine

A jar of coins with the word retirement written on it.


AARP Bulletin in their November 2020 issue (page 22) had an interesting article about more and more couples looking at estate planning now that the coronavirus is making the future outlook uncertain.  Keep in mind that you can write a will at any time, even if you are sick in the hospital.  Most estate planners recommend setting up a living trust, which gives you a lot of flexibility on how your assets are distributed following your death.  Experts warn that doing a joint will for a couple is a terrible idea—they aren’t even legal in some states.  Leaving more to one child than another almost guarantees that the will could be challenged.  Stepchildren aren’t automatically treated as children for legal purposes.  There are a lot of moving pieces in an estate plan so consult with your attorney.

Carmel, CA Artificial Intelligence Programs May Help Predict Alzheimer’s Disease : By Derek Baine

A purple background with the alzheimer 's association logo.


An Artificial Intelligence Program, AI, analyzed language of study participants and found it could be able to predict whether people with no memory or thinking problems would develop Alzheimer’s disease later in life.  Funded by Pfizer and conducted by IBM, the program accurately predicted up to 74% of participants that were diagnosed with the disease later in life.  The study which was published in the journal EClinicalMedicine, analyzed 700 written samples from 27 participants in another study conducted decades ago.  Based on written samples, the study more accurately predicts Alzheimer’s disease than other research.  Experts say that tracking language over time could be done as part of routine medical exams.  For more info, contact our local Alzheimer’s Association in Ryan Ranch.  Regular readers of my blog know that both my father and grandmother had this terrible disease when they passed away.  There are great people at our local chapter of Alzheimer’s Association in Ryan’s Ranch.  They also have a 24-hour hotline if you need support at 800-272-3900.

https://www.usatoday.com/story/news/health/2020/10/22/ibm-study-found-program-analyzing-language-predicts-alzheimers/3728608001/

Carmel, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available Certified Nursing Assistant CNA Designation A Plus

A woman and an older man sitting next to each other.


Carmel, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available Certified Nursing Assistant CNA Designation A Plus (Also Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Prunedale, Salinas, Seaside and Soledad

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

FDA Approves First New Alzheimer’s Drug In 18 Years

A close up of some blue and yellow cells


In a very controversial decision, the Food & Drug Administration, FDA, has approved a new drug to treat Alzheimer’s disease—the first new medication approved in almost two decades.  The move was hotly debated as some questioned the results of a clinical trial.  The agency’s independent advisory committee and some experts on dementia believe that there is not enough evidence that the drug is effective.  Aducanumab, which will be marketed under the brand name Aduhelm, is a monthly IV infusion meant to slow the onset of Alzheimer’s disease.  The FDA granted approval only on the condition that Biogen, the manufacturer, conduct a new clinical trial.  This will take seven years.  However, in the meantime those showing early signs of Alzheimer’s can opt in to the treatment.  “The data included in the applicant’s submission were highly complex and left residual uncertainties regarding clinical benefit,†the FDA’s director of the Center for Drug Evaluation and Research, Dr. Patrizia Cavazzoni, wrote on the agency’s website.  However, she stated that the agency decided to approve the drug through a program called “accelerated approval.â€Â  Although it’s uncertain that the drug will work, many of those suffering from early-onset Alzheimer’s disease will likely be willing to take the risk.

https://www.forbes.com/sites/leahrosenbaum/2021/06/04/fdas-decision-on-biogen-alzheimers-drug-will-be-a-watershed-moment-for-the-agency—and-the-biotech-industry/?sh=26b742d2439a&utm_source=newsletter&utm_medium=email&utm_campaign=dailydozen&cdlcid=607e1442fe2c195e916f3bb4

https://www.nytimes.com/2021/06/07/health/fda-approves-alzheimers-drug.html

Monterey, CA Seniors Turning To Telehealth Amidst Coronavirus Pandemic : By Derek Baine


More and more seniors are turning to Telehealth programs due to the COVID-19 pandemic.  “When you’re not feeling well, having to get up, get dressed and drive all the way to the hospital and then get in line and then possibly get sick from someone else is not all that appealing,†Marla Jo Fisher, a writer, told AARP Bulletin.  Medicare is expanding coverage of telehealth visits during the pandemic, changes which hopefully will remain in place.  The Department of Health and Human Services recently reported that less than 1% of primary care visits in February were via Telehealth, a number which jumped to 43.5% in April.  California has a bill going into effect on January 1 requiring all insurers to pay for Telehealth visits.  If your doctor isn’t using Telehealth, talk to Community Hospital of the Monterey Peninsula, CHOMP, on suggestions.

https://www.chomp.org/find-a-doctor/doctor-search-results/?termId=a826e4db-730c-e611-9cf8-005056a462a1#.X9fgodhKjcs

Salinas, CA Genworth Long Term Care LTC Premiums To Go Up


One of the few remaining companies in the long-term care industry, Genworth, sent out a brochure to policy holders signaling rate hikes are coming.  Said the company:

Our policies are generally held for 30-40 years, which means when they were initially priced, a lot of assumptions were made future costs for claims that would be made decades later.  Many of those assumptions were incorrect because the cost of and demand for care have both skyrocketed since.  Insurance companies, including us, have had significant losses as a result.  Many have left the business.  Despite losing $3.6 billion on our older legacy policies, we’ve decided to stay in the business and file for rate increases on these older policies and select newer ones to cover the cost of future claims.  To learn more, call 1-888-479-6889 or go to Genworth.com/LTCpremiums

Carmel, CA Elder Abuse Alert : Coronavirus Scams

An older woman holding a pink string in her hand.


Experts warn that the rapid expansion in coronavirus cases is going to result in a big increase in elder abuse scams.  Although new cases of slowed recently, we are still seeing scams that are being developed that promise to deliver you a COVID vaccine—it will be a fake just like Gucci bags that are commonly counterfeited.  Some are posing as being from Medicare or the Social Security Administration.  Neither will ask you for sensitive information.  In fact, I just got one the other day.  I picked up the phone and they asked my name, which I gave to them, then they asked for my date of birth to “verify my identity.â€Â  I asked who was calling and they hung up!

https://www.maa-usa.org/About-Us/News-Article-Display-Copy/scams-likely-to-heat-up-after-covid-19-vaccine-rollout

Carmel, CA Tip For Diabetics : Exercise Frequently : By Derek Baine

A blood glucose level chart showing the optimal levels.


If your job requires you to do a lot of sitting, make sure you take frequent breaks especially if you are diabetic.  The ADA’s 2020 Standards of Medical Care in Diabetes recommends doing a light activity for every 30 minutes of uninterrupted sitting.  Sitting increases insulin resistance, and it also increases blood pressure and impedes blood flow.  I know that this is tough to do now after the state has been on lockdown for so long.  But give it a try go down to Point Lobos or the beach, and even try taking a walk around the block!