Monterey, CA Seniors Should Make The Most Out Of Their Home Equity


Historically, the big hope was to retire debt free.  However, experts who recently talked to Kiplinger’s Retirement Report say this may be a big mistake.  Homeowners age 62 and older have a record $6.5 trillion of “tappable†equity, according to Data analytics firm Black Knight.  Many financial planners believe that tapping wealth just before retirement makes sense if it is done for the right reasons.  Suggested uses include paying off credit card debt, doing a remodel to make your house more senior friendly, buying long-term care insurance and pay the tax bill on a Roth conversion.  In addition, you can use the funds to avoid taking early retirement from Social Security.

Coronavirus Update From A Carmel Caregiver

A close up of the word coronavirus with an image of a virus


There were 282 new cases reported in Monterey County through November 25, bringing the total to 14,651.  Due to the Thanksgiving holiday, this is the freshest data put out by the County.  There were four new COVID-19 cases, and no new deaths.  There were over 103K new coronavirus cases nationwide, bringing the total to 13.039 million.  Those are the official numbers.  However, the CDC came out with a report today saying that they believe that about 53 million Americans had been infected by the end of September, due to the fact that many people have no symptoms and don’t get tested.  That’s a scary number.  In California there are almost 1.2 million cases now, and 19,033 deaths.

Please visit us at www.familyinhomecaregiving.com

Monterey, CA Nursing Home Cases Of Coronavirus Exploding

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The number of COVID-19 cases in nursing homes across the nation are exploding, and both Monterey and Santa Cruz counties have been no exception.  Despite federal efforts to shield residents through aggressive testing and visitor restrictions, these don’t appear to be working.  Federal data shows that there were 10,279 COVID-19 cases during the week of November, the last week the data has been reported.  The number surpassed the previous record of 9,903 cases in late July, according to the American Health Care Association and National Center for Assisted Living.  “We have been begging people the last eight months to wear a mask, socially distance and be careful,†said Mark Parkinson, president and CEO of AHCA/NCAL.  “Unfortunately, the public has not listened and or complied.  Please, be safe!

Carmel Valley Angel Project Offering Seniors Free Thanksgiving Dinner

A table filled with lots of food and candles.


The Carmel Valley Angel Project, a group of volunteers which organizes holiday meals and gifts for those in need will offer a free Thanksgiving dinner to anyone residing in Carmel Valley.  Local Chef Michael Jones and his staff will cook, all you have to do is pick up the meal between 11:00 a.m. and 1:30 p.m. on November 26 at the community center at 25 Ford Road.  Please reserve your free tickets online at www.eventbrite.com or call 659-5639.  If you need your meal delivered, just leave a message at 659-5639.  Donations to help this event are gladly accepted at www.cvangelproject.org.

 

 

Corral de Tierra, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available

A nurse is smiling next to an older woman.


Corral de Tierra,  CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Castroville, Del Rey Oaks, Gilroy, Gonzales, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill,  Moss Landing, Pacific Grove, Pacific Grove, Paicines, Pebble Beach, Prunedale, Salinas, San Juan Bautista, Seaside, Soledad and Tres Pinos)

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Monterey County Coronavirus Update From A Carmel Caregiver

A close up of many viruses on a red background


There were 114 new cases in Monterey County, for a total of 13,534. There were four new hospitalizations, and two new deaths reported.  Nationwide, cases were up by nearly 200K again to 11.883 million.  Deaths rose by more than 2,000 to 253,200.  In California, there were a whopping 13,725 new cases bringing the cume total to 1.086 million while deaths rose by 97 to 18,570.  These are very disturbing numbers given that we haven’t even gotten into the holiday travel season for Thanksgiving which is expected to start a new explosion of cases.  Donald Trump Jr. tested positive for coronavirus today as did his personal attorney’s son, Andrew Giulani so the White House continues to be inundated with new cases.

Researchers Studying Why Alzheimer’s Cases Are Clustered In Certain Counties

A woman looking out of the window at her home.


Several studies have found that there is a correlation between where you live and the likelihood that you will get Alzheimer’s disease or some other form of dementia.  U.S. researchers are now turning to see what, if any, common risk factors are involved.  The data shows that the prevalence of Alzheimer’s disease is higher in the Southeast and Gulf States (including Florida and Texas), compared with Western states like Arizona and Colorado.  Studies released this year have found higher rates of Alzheimer’s in poor neighborhoods and in rural Appalachia compared with non-Appalachian rural counties.  Another study from UsAgainstAlzheimer’s and the Urban Institute identified 25 counties with the highest prevalence of Alzheimer’s disease for Blacks, Latinos and Whites based on Medicare data.    These studies are important as we need to identify where the hot spots are so we can devote more financial resources to combatting this terrible disease.

https://www.wsj.com/articles/alzheimers-research-looks-at-hot-spots-across-the-u-s-11605558173

Monterey, CA Elder Abuse Alert : Social Security Scam


You read about the latest scams in the paper on almost a daily basis, but I just got a call myself on my cell phone with a robot saying, “Your Social Security number was used fraudulently in a transaction in Laredo, Texas.  Please press 1 to speak to an officer.â€Â  I typically screen my calls, but since this was coming from an 831 area code I was curious and picked up the phone.  I hung up without pressing 1 and when I googled the telephone number it was a cell phone, so surely it was not the Social Security Administration.  Be careful, these scams seem to increase around holiday time.

 

Coronavirus Update From A Carmel Caregiver

A man wearing a mask with yellow warning tape around his mouth.


There were 130 new cases in Monterey County, for a total of 13,410. There were eight new hospitalizations, and no new deaths reported.  Nationwide, cases were up by 120,900 to 11.696 million.  Deaths rose by 1,019 to 251,100.  In California, there were 8,595 new cases bringing the cume total to 1.072 million while deaths rose by 61 to 18,473.

Pebble Beach, CA Elder Abuse Alert : Medicare Scam

A pile of money sitting next to stacks of cash.


Senior citizens are complaining to AARP that they are getting calls from Medicare claiming that because of the coronavirus, they were issuing plastic cards now and asking people to verify their Social Security number.  These are not representatives of Medicare, these are scammers trying to get your personal information so that they can commit identity theft.  Beware!