Monterey, CA Elder Abuse Alert : Coronavirus Scams

Signs for elderly financial abuse

Experts warn that the rapid expansion in coronavirus cases is going to result in a big increase in elder abuse scams.  Scams are being developed that promise to deliver you a COVID vaccine—it will be a fake just like Gucci bags that are commonly counterfeited.  Some are posing as being from Medicare or the Social Security Administration.  Neither will ask you for sensitive information.  In fact, I just got one the other day.  I picked up the phone and they asked my name, which I gave to them, then they asked for my date of birth to “verify my identity.”  I asked who was calling and they hung up!

https://www.maa-usa.org/About-Us/News-Article-Display-Copy/scams-likely-to-heat-up-after-covid-19-vaccine-rollout

Monterey, CA Coronavirus Update From A Carmel Caregiver California Cases Alarming

There were 289 new coronavirus cases detected in Monterey County today, bringing the total to 18,209.  There were six new hospitalizations and seven new deaths reported.  Nationwide, there were over 200K cases, bringing the total to 16.689 million, while deaths rose by 2,263 (versus 1,402 the day prior) for a cume total of 302K.  In California, there were 25,433 new cases, bringing the total to 1.626 million while deaths rose by 161 (versus 78 the day prior) for a total of 21,215.  These numbers are alarming, please stay at home as much as possible.

Pebble Beach, CA Elder Abuse Alert : Creepy Santa Scam

There are always myriad elder abuse scams revolving around the holidays, but the most recent one is a revamp of an old scam, something of a pyramid scheme.  The scam goes like this : buy a $10 gift card and send it to your secret sister, then you will receive 6-36 gifts in return.  It actually works in the short term, similar to a pyramid scheme.  But over time, the holidays end and people no longer participate, and the scheme crumbles.  In addition to being potentially bilked, your friends will hate you if you catch them up in this scheme!  Stay alert and be careful this holiday season!

Monterey, CA COVID vaccine not ready for the general population but testing is

A man covering his mouth and nose with N95 Mask

Although the initial doses of the COVID-19 vaccine are targeted towards health care workers, anyone can get a coronavirus test and it is free.  See the below sites, which have COVID-19 testing from Tuesday through Saturday all day (from 8:00 a.m. to 8:00 p.m.).

Soledad High School Drive Through at 425 Gabilan Drive in Soledad

Castroville Library at 11160 Speegle Street

Cesar Chavez Library at 615 Williams Road in Salinas

Seaside High School at 2200 Noche Buena Street

Make an appointment at https://lhi.care/covidtestin or call 1-888-634-1123.

Walk ins are welcome from 5:00 to 7:00 p.m.

 

Monterey, CA Avoid Taxes on Required Minimum IRA Distributions By Giving To Non-Profits

Although the IRS requires us to withdraw a certain amount each year from our retirement accounts in order to satisfy the Required Minimum Distribution requirements.  However, if you don’t need the money, you can transfer money directly to a non-profit via a qualified charitable distribution.  This can be done for a total of up to $100K per year and meet the IRS guideline.  You can split your contributions between as many charities as you want under IRS rules, although some banks do place a limit on this.  Talk to your bank and a local accounting firm like Hayashi & Wayland.

https://www.hw-cpa.com/

Pebble Beach, CA Seniors Turning To Telehealth Amidst Coronavirus Pandemic

More and more seniors are turning to Telehealth programs due to the COVID-19 pandemic.  “When you’re not feeling well, having to get up, get dressed and drive all the way to the hospital and then get in line and then possibly get sick from someone else is not all that appealing,” Marla Jo Fisher, a writer, told AARP Bulletin (November 2020, page 44).  Medicare is expanding coverage of telehealth visits during the pandemic, changes which hopefully will remain in place.  The Department of Health and Human Services recently reported that less than 1% of primary care visits in February were via Telehealth, a number which jumped to 43.5% in April.  California has a bill going into effect on January 1 requiring all insurers to pay for Telehealth visits.  If your doctor isn’t using Telehealth, talk to Community Hospital of the Monterey Peninsula, CHOMP, on suggestions.

https://www.chomp.org/find-a-doctor/doctor-search-results/?termId=a826e4db-730c-e611-9cf8-005056a462a1#.X9fgodhKjcs

Social Security Benefits To Rise 1.3% In 2021

The cost of living increase (COLA) for seniors and others receiving Social Security will rise only 1.3% in 2021, down from the 1.6% increase in 2020.  This works out to an average of $20/month for those receiving the benefit.  The Social Security Administration (SSA) sets the increase based on the Labor Department’s consumer-price-index for urban wage earners and clerical workers, also known as the CPI-W.

Monterey, CA Aging At Home Is Now In Vogue : Assisted Living On The Outs

A caregiver smiling and holding the woman

COVID-19 has made aging at home in vogue.  The Wall Street Journal recently wrote an article on how coronavirus is changing the way Americans face retirement by “accelerating developments already under way,” physician Bill Thomas said to the reporter.  “It’s going to make people rethink retirement altogether,” Laura Carstensen, director of Stanford University’s Center on Longevity said.  Most people will age at home, and remain independent, she said.  I believe that her view is true.  With roughly 40% of COVID-19 being staff and residents of nursing homes, nobody wants to go into a facility these days.  We have been getting a number of calls from fearful children who want to get their parents out of assisted living and back home, where they can reduce the risk of coronavirus exposure.  Although COVID-19 will eventually be wiped out, there will clearly be more devastating diseases in the future which makes these facilities dangerous.   

https://www.wsj.com/articles/how-covid-19-will-change-aging-and-retirement-11605452401

 

Monterey, CA Senior Diabetics Take Note : Sleep Habits Can Alter Your Circadian Rhythms

A chart of Blood Glucose Optimal Fasting Levels

Getting a good night’s rest is important to seniors, however, sleeping a consistent number of hours is important as well.  A review of studies which was published in Endocrine Review found that a sleep shift of even an hour was enough to decrease insulin sensitivity.  To get more helpful tips on diabetes, visit Community Hospital of the Monterey Peninsula, CHOMP’s, Diabetes and Nutrition website.  You will find useful information about support groups, classes and more.

https://www.chomp.org/locations/location-profile/diabetes-and-nutrition-therapy/#.X9F3p9hKjcs

Another useful resource is Community Health Innovations.  A full 45% of Monterey County residents have Diabetes or pre-Diabetes!

https://communityhealthinnovations.org/what-we-do/diabetes-prevention-management/

Moss Landing, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available

Moss Landing,  CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Castroville, Corral-de-Tierra, Del Rey Oaks, Gilroy, Gonzales, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill,  Pacific Grove, Pacific Grove, Paicines, Pebble Beach, Prunedale, Salinas, San Juan Bautista, Seaside, Soledad and Tres Pinos

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.