Medicare Open Enrollment Closes On December 7
It’s more important than ever this year that you examine your options for a Medicare Advantage Plan or Medicare Supplement Insurance Plan (Medigap), in particular to see what is covered if you should get the dreaded coronavirus. October 15 to December 7 is the period when all people with Medicare can change their health care plan and prescription drug coverage for the following year. In general, Medicare beneficiaries without some sort of Medicare Supplement Insurance will face Medicare cost-sharing if they contract COVID-19 or have any other health problems. If you do have health conditions and leave a Medigap plan for a Medicare Advantage plan for the first time, you do get a one time 12-month “trial right†to try the Medicare Advantage plan and still have the option to go back to their same Medigap plan without medical underwriting. You can find Medicare plan information or compare plans by calling 1-800-MEDICARE or visit Medicare.gov.
https://www.usatoday.com/story/money/columnist/2020/09/23/medicare-open-enrollment-starts-oct-15-heres-what-to-do/5853137002/
Monterey, CA Think Twice Before Taking Early Social Security
Many people take Social Security at the earliest possible time rather than waiting until their official retirement age, which can cost them over $100K over the remainder of their lifetime. Recessions and a jump in early Social Security claims go hand-in-hand, according to the Center for Retirement Research at Boston College. According to Chicago’s Becker Friedman Institute, there’s been a 7% increase in the number of Americans who retired after the pandemic. Edgar Freeberg, 66, said he had planned on waiting until he was 70 to claim Social Security. “I was going for the 70 thing,†he told USA Today. But after his job was outsourced, he felt he had no other choice. Statistics show that filing at age 62 the average household loses out on about $111,000 in lifetime benefits. Here in Monterey, Social Security payments top the national average by a high margin in the wealthier pockets like Carmel and Pebble Beach. But if you are not on the high end of the wage earning spectrum, it may pay to wait to file.
Coronavirus Update For Monterey County From A Carmel Caregiver : Nationwide Cases Continue To Top 100K Per Day
There were 138 new coronavirus cases in Monterey County, with total cases now at 12,136. There were five new hospitalizations and no new deaths reported. Nationwide, there were more than 100K new cases reported again, bringing the grand total up to 9.761 million. Hospitalizations have spiked, which has led several states to hunker down and reinstate some lock-down restrictions. Deaths rose by more than 1,000, for a total of 236K. In California, there were almost 6K new cases again, with a total of 962,400 reported. There were 42 new deaths, for a total of 17,873.
Castroville, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available
Castroville,  CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Corral-de-Tierra, CA Del Rey Oaks, Gilroy, Gonzales, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill,  Moss Landing, Pacific Grove, Pacific Grove, Paicines, Pebble Beach, Prunedale, Salinas, San Juan Bautista, Seaside, Soledad and Tres Pinos
We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.  We are currently looking for qualified caregivers.
Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care. Our services include:
Caring companionship
Meal preparation
Incidental transportation
Running errands
Light housekeeping
Medication reminders
Monitoring of safety while bathing
Information and referral services
Other services that improve the safety, security and quality of life of seniors.
If you believe you would make an exceptional Home Care Aide, we would love to hear from you! We prefer those with experience helping the elderly, disabled and others with mobility problems. Having cared for those with dementia and/or Alzheimer’s is a plus. To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle. To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online. We have immediate openings all over Monterey County.
AARP Tele-Town Halls : Listen To The Experts
AARP has lined up a number of expert speakers for its town halls. Hear directly from health experts on important health, financial health, emotional well-being and how to care for an infirm parent. “Our intention is to host these events on a regular basis to respond to changing needs during this pandemic,†AARP Senior Vice President Jean Setfand, told AARP The Magazine (August/September Issue, page 76). An average event attracts between 75K and 100K people. For a schedule of upcoming tele-town halls, including topics, speakers, and instruction on how to log in, go to www.aarp.org/townhall where you can also listen to past events.
Coronavirus Update For Monterey County From A Carmel Caregiver
There were 42 new coronavirus cases in Monterey County, with total cases now at 11,998. There were seven new hospitalizations and no new deaths reported. Nationwide, there were more than 100K new cases reported and the week came with its top five days with the highest case numbers. In California, there were more than 6K new cases, with a total of 956,586 reported. There were 61 new deaths, for a total of 17,824.
Monterey, CA Diabetes Can Cause Psychological Problems
Diabetes can cause a number of other medical problems. However, few people focus on the emotional distress which can be caused by managing the disease. In a survey of 8,918 people with diabetes, about one in five said they experienced a negative psychological impact “most or all of the time,†and that diabetes was “taking up too much of their daily life.â€Â The same number also said they felt they needed a referral to a psychologist but haven’t been given one. Women were about twice as likely as men to feel the need for a psychologist. A great resource for this in Monterey County is CHOMP, which has a great diabetes management program.
Carmel, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available All Over Monterey
Carmel,  CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available (Also Aromas, Big Sur, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Castroville, Corral-de-Tierra, CA Del Rey Oaks, Gilroy, Gonzales, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill,  Moss Landing, Pacific Grove, Pacific Grove, Paicines, Pebble Beach, Prunedale, Salinas, San Juan Bautista, Seaside, Soledad and Tres Pinos
We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County.  We are currently looking for qualified caregivers.  Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care. Our services include:
Caring companionship
Meal preparation
Incidental transportation
Running errands
Light housekeeping
Medication reminders
Monitoring of safety while bathing
Information and referral services
Other services that improve the safety, security and quality of life of seniors.
If you believe you would make an exceptional Home Care Aide, we would love to hear from you! We prefer those with experience helping the elderly, disabled and others with mobility problems. Having cared for those with dementia and/or Alzheimer’s is a plus. To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle. To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online. We have immediate openings all over Monterey County.
Coronavirus New Cases Double This Week : Update For Monterey County From A Carmel Caregiver
There were 50 new coronavirus cases in Monterey County, with total cases now at 11,956. There were eight new hospitalizations and two new deaths reported. Nationwide, the seven day average of new cases rose to 85,353, more than double the figure just a month ago. In person voting is expected to increase cases going forward. Data from Johns Hopkins University shows that only five states (Alabama, Hawaii, Louisiana, Tennessee and Vermont) are trending in the right direction, while 36 states are reporting an increase in cases over the prior week.