An FBI report said that Americans were victimized by cybercriminals at a record rate last year, a result of so many people being stuck at home and in front of their consumers. Total consumer losses to online thieves in 2020 surpassed $4.2 billion, with almost half of that amount lost to those over 50 years old. Unfortunately, since there is so much wealth in Monterey County—in Carmel, Pacific Grove and Pebble Beach in particular—seniors here are disproportionately targeted. Be suspicious anytime someone you don’t know calls or emails you. (AARP Bulletin May 21, P6).