There was an article in the November 2020 Kiplinger’s Retirement Report (page 18) about the difficulties that many people are having getting their LTC provider to pay up. At Family inHome Caregiving we have dealt with a lot of LTC providers, and each one is different. We assist our clients by filling out the proper paperwork and giving the LTC provider the reports that they need in order to process the paperwork quickly. We have found that typically, it takes a couple of claims to figure out exactly what the LTC provider is looking for. However, once you get the kinks worked out, it is smooth sailing.